While most college graduates have student loans, residents and fellows are in a unique situation. Your career path creates many opportunities when it comes to loan repayment and Public Service Loan Forgiveness (PSLF). There are also obstacles with income-driven repayment plans having different pros and cons for physicians in training versus practice.  

What Makes Us Different?

We specialize in YOU and have worked with thousands of physicians at over 400 different training hospitals across the country. We do not receive referral fees from refinancing companies, which allows us to present your repayment & forgiveness options in an unbiased manner.

Our team stays updated in the federal loan space to help navigate the waivers and extensions that have come with the COVID Forbearance. You can also visit our student loan blog for more information that is updated regularly.


Programs & Presentations

Kyle Flynn, CSLP®, is a Financial Advisor specializing in Student Loan Guidance and has spent the last 7 years presenting to residents & fellows on the important financial topics facing young physicians. He works closely with program coordinators, chief residents, and program directors for orientation and didactic presentations. These presentations are structured in a Q&A format to answer the most pertinent questions for the group based on specialty & career path

Twin Oak Advisors also holds educational discussions throughout the medical year and has received the most demand ahead of Covid forbearance expiring in 2023


Program Coordinators & Education Chiefs

Use the link below to select a time to connect with Kyle for an introductory call to discuss or schedule time for a departmental presentation.                        

Meet with Kyle

Residents & Fellows

Schedule an individual, no-obligation call with our team below. Dual doctor couple? Moonlighting? Have kids? All these factors impact your plan, and we can help navigate the most appropriate loan repayment strategy for you.

Schedule a Call

Other Resources

Student Loan Blog          Our Team          Contact Us


Separate from the financial plan and our role as financial planner, we may recommend the purchase of specific investment or insurance products or accounts.  These product recommendations are not part of the financial plan and you are under no obligation to follow them.

4969731/DOFU 10-2022