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Financial Planning for Every Physician

<strong>Financial Guidance on Your Schedule</strong>

Financial Guidance on Your Schedule

Whether you’re a resident, fellow or attending physician, we’re here to help you at any career stage. Twin Oak Advisors are independent financial advisors who specialize in connecting physicians across the country with the right disability insurance, holistic financial plan or investment advice for them. We work remotely at a time that’s convenient for you. Check out our services: 

What We Offer

Financial Planning

At Twin Oak Advisors, we get to know you and your deepest concerns, needs and wants. We'll then create a comprehensive, tailored financial strategy that can empower you to manage the complexities of your finances in every area and at any stage of your life and career.

Investment Management

We build your portfolio to reflect your risk tolerance, unique circumstances and time frame for your goals. Then, we'll collaborate to monitor and optimize your investment portfolio on an ongoing basis, to mitigate your risks and maximize every opportunity that comes your way.

Retirement Planning

Do you worry about not having the funds to support the lifestyle you've enjoyed during your peak earning years? We'll work alongside you to assess your resources, assets and target goals. Then, we'll implement strategies for a sustainable retirement income that keeps your financial life on track.

Estate & Legacy Planning

This is never an easy conversation to have, but it’s essential for planning out the next steps for a secure future for your loved ones, as well as the next generation. After years of hard work and dedication, let us help you create and realize the right estate and legacy planning for your unique needs.

Wealth Management

Our wealth management professionals have expertise working with physicians, and we aim to build long-term relationships focused on your unique needs. We'll create a personalized approach with effective solutions to manage the wealth you have and will accumulate throughout your career.

Tax Planning Strategies

An effective tax planning strategy can help you minimize the impact of taxes, so you can keep more of what you earn. We can help you identify appropriate tax strategies and create a tax-effective strategy for withdrawals, according to your desired lifestyle and income goals.

A Process to Keep Our Clients on Track

Whether you're just starting your journey as a physician, navigating the complexities mid-career, or approaching retirement, Twin Oak is here to support you. With specialized expertise in guiding physicians through every career stage, we tailor financial strategies to meet your unique needs, ensuring a secure and prosperous future.

A Plan You Can Understand

We can work together to create a personalized route that can change over time given the depth of our planning services. What you can expect in your plan:


Residents & Fellows:

  • Identify Topics & Concerns
  • Organization of Financial Documents
  • Budget Review
  • Debt Reduction Optimization
  • Insurance Portfolio Review
  • Investment Allocation Review
  • Education Funding Strategies
  • Customized Accumulation Plan
  • Basic Retirement Savings Analysis

Mid-Career:

  • Goal Planning & Accountability
  • Investment Allocation Review
  • Basic Retirement Savings Analysis
  • Insurance Portfolio Review
  • College Funding Projections
  • Cash Flow for Milestone Purchases
  • Customized Accumulation Plan

Pre-Retirement & Retirees:

  • Tax Conscious Investment Strategies
  • Advanced Retirement Planning
  • Survivor Needs Analysis
  • Detailed Retirement Projecion
  • Retirement Income Strategy Design
  • Financial Freedom Analysis
  • Financial Freedom Analysis
  • Preliminary Estate Planning

Connections You Can Count On

We offer remote advising and digital communication that works for your busy schedule. As for the meetings themselves, you can expect:


Residents & Fellows:

  • 3-4 Onboarding Meetings
  • Annual Comprehensive Review Meeting

Mid-Career:

  • 4-5 Onboarding Meetings
  • Semi-Annual Review Meetings
  • Additional Meetings (as needed)

Pre-Retirement & Retirees:

  • 5+ Onboarding Meetings (as needed)
  • Quarterly Review Meetings (as needed)
  • Priority Scheduling