Blog
A Student Loan Case Study: Dr. Trauma (PSLF) & Dr. Triage (Private Practice)
Dr. Trauma is a PGY2 resident in General Surgery with plans of pursuing a Surgical Critical Care fellowship. It’s possible they add a research year into residency and/or tack on an Acute Care designation as a second year of fellowship...
Read MoreINCOME-BASED REPAYMENT AND PAY AS YOU EARN – WHO’S ON FIRST?!
Student loan servicers have begun processing income-driven repayment plan applications, including IBR and PAYE, for early-career physicians looking to leave the SAVE Forbearance.
Read MoreFINDING THE RIGHT FINANCIAL ADVISOR: 5 QUESTIONS TO ASK
For physicians looking for a financial advisor, knowing what questions to ask can help you feel confident in your choice and set you up for long-term financial success.
Read MoreWHY TO CHOOSE AN INDEPENDENT DISABILITY INSURANCE AGENT
For physicians looking to find a Disability Insurance policy, there are often questions that come up in the process. Between conflicting information online and seemingly endless emails about the different DI options, it’s easy...
Read MorePROTECTING YOUR INCOME ON THE PATH TO PSLF
Physicians are faced with several unique financial concerns, but some financial decisions can affect others and it’s important to look at each area as part of an overall plan or strategy. For example, determining the right...
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MOHELA ANNOUNCED AS THE NEW PSLF SERVICER
If you have Federal Student Loans, you may have received some sort of communication about your loans being transferred to a new servicer. The Department of Education currently contracts 8 servicers to handle the billing, repayment plan...
Read MoreDISABILITY INSURANCE: PRIVATE VS GROUP
DISABILITY INSURANCE BASICS As a physician in training, the need for long-term disability insurance has probably been drilled into you several times by now. The best argument for DI is simple – you have spent way too...
Read MoreMY COLLEAGUE PAYS LESS
One question we sometimes hear after providing a disability comparison summary for a client is “Why does my colleague/friend/classmate pay less for their coverage?” Oftentimes the answer is that they picked up coverage...
Read MoreDISABILITY INSURANCE & THE DEFINITION OF 'DISABLED'
For early-career physicians starting their research on Disability Insurance, the process can seem overwhelming. With several carriers and policy options, looking at the definition of disability being used is a great place to start...
Read MoreQUALIFIED RETIREMENT CONTRIBUTIONS & STUDENT LOAN REPAYMENT
RETIREMENT CONTRIBUTIONS & INCOME VERIFICATION Physicians with federal loans in income-driven repayment plans are likely familiar with the annual income reverification process. Your monthly payment is determined by your adjusted...
Read MoreAMA DISABILITY INSURANCE: WHY SO CHEAP?
If you’ve looked into disability insurance (DI) or received mail from the American Medical Association (AMA), you may have seen that they offer a disability policy. And for anyone who has researched DI, it...
Read MoreWHY TO PICK UP DISABILITY INSURANCE IN TRAINING
If you’re a physician in training, you probably know you will need Disability Insurance before entering practice. But did you know there are some great reasons for picking up coverage while still in residency or...
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